Rasul Allah (PBUH) said, whomever he recites the following prayer in the morning and died would be guaranteed Jannah and whomever he recites it at night, and died would be guaranteed Jannah;

“Allahuma anta Raby la elaha ela ant khalagtiny wa ana abduk, wa ana ala ahdika wa wa’adika maestata’at, aozu beak mn shaary ma sana’at, abuo’ao laka benia’matika alyy wa abuo’ao bthnby fagfer lee fenahu la ygfr elthnooba ela ant”

“O Allah there is no god but You, created me and I am your servant and I am keeping the promise as much as I can, I seek refuge in You from my sins, and I admit your graces and I admit my sins so forgive me as no one can forgive sins except You”

4) The full coverage insurance

is against the tribulations and sudden life crises say the following 3 times in the morning and 3 times in the evning:
“Besmellahi allathy la yadoro ma’a esmehy shay’aon fy alardy wala fi alsama’a wa hwa alsamee’ alaleem”
“In the name of Allah whom nothing hurt with his name on earth or in sky and he”Allah” all hearing all knowing”

5) Insurance on your money and belongings:

- Ensure you pay your Zakat
- Ensure you pay your charities all the time.
Rasul Allah (PBUH) said, there are two angels come every morning and the first one says " Oh Allah compensate anyone who spends in the sake of Allah"
and the second one says " Oh Allah withholds from who does not give in the sake of Allah".

6) Insurance on your children:

To work good in your life and fearing Allah (SW) in your actions. Allah (SW) says in Surat AlKahf “Beneath the wall was a treasure for orphans whom their father was a righteous man”
It has been said “Allah preserves the goodness of a person and his son and his grandchildren”

7) Insurance on your sudden daily tribulations.

Rasul Allah (PBUH) said: “If righteous person become ill or travel, Allah Almighty would reward the person just like if the person was working properly in his normal situation”

8) Insurance on any place you step on.

Rasul Allah (PBUH) said: “ who ever says I seek refuge in Allah's perfect words from the evil of what He has created, Nothing will harm him until he moves on”

9) Insurance on your health.

Rasul Allah (PBUH) said: “Heal your patients with charity”. Charity is the best means of prevention of diseases and illnesses

10) Insurance on your supplications:

If you like your prayer to be answered, pray and ask Allah for your brother Muslim what you ask for your self.
Rasul Allah (PBUH) said: “When a Muslim brother pray for his brother in the unseen, a designated angel would concur and say Amen”

11) Insurance on sleeping time:

To prevent get worried, insomnia, and bad dreams. Be sure to read some recommended verses from Holy Qura’n specially Ayat Al-Kursy. Also, “Whoever recited the last two verses of suratul baqarah at night, they will be sufficient for him.”

12) Insurance against Satan “Shytan”:

Who said when he emerges from his home “In the name of God I put my trust in God, there's no strength except in Allah”. He shall be answered: “you have been guided, Sufficed, and protected and Satan shall stay away”.